Orange County’s 2026 conforming limit is $1,249,125. Here’s what changes at one dollar over it — reserves, down payment, appraisals and lock strategy.
Category Archives: For Buyers
This is for the buyers out there looking to buy their next home in Laguna Beach or South Orange County. If you would like to learn more about buying and investing in Laguna Beach Real Estate, then this is the blog for you!
Rates hit 7.28%, OC pending sales fell to the lowest level since February, and 43% of listings have cut price. What I’d do this week.
Now California Has Declared One Too. Here’s What It Means for Our Homes. I’ve worked on this coast long enough to know what a normal winter does to our beaches. Sand moves offshore, the coves get rocky, and by summer most of it comes back. What happened this September wasn’t normal. On Thursday, September 10, […]
Every few months I meet a buyer who has already designed the house in their head. Second story, bigger deck, glass wall facing the water. Then they learn about the coastal development permit. If you’re buying a coastal home in Orange County -Laguna Beach, Dana Point, Corona del Mar, Newport Beach or San Clemente- with […]
Thoughts from an Orange County real estate agent with 14+ year experience on how to handle an Orange County Inspection Negotiation The inspection report lands. Forty pages, full of red photographs, and somewhere in there are a bunch of little things and possibly a real problem that costs real money. Most people think the next […]
OC’s median days on market jumped to 44 this week, the largest single-week move of 2026. Here’s my read for South OC buyers and sellers.
Rates went down again this week. That’s the headline everyone will run with, and it’s the least interesting thing in my data. Here’s what I actually pulled apart this morning. Rates fell for a second straight week — barely Freddie Mac’s Primary Mortgage Market Survey put the 30-year fixed at 6.65% on August 20, down […]
If you’ve been waiting for the Orange County market to make a giant, headline-grabbing swing, I have some news that might feel a little anticlimactic: it isn’t. But honestly? What the market is doing right now is actually a lot more useful for you than a dramatic crash or spike would be. Here is the […]
The Orange County condo and townhome median just climbed to $798,400. A lot of clients land there — first-time buyers stretching for a coastal ZIP code, empty nesters trading a Laguna Niguel house for a lock-and-leave front door. You name it… Both get handed the same thing a week into escrow: a thick HOA packet. […]
Orange County inventory just hit a 2026 high and mortgage rates are hovering near 6.5%. Laguna Beach Realtor Jaleesa Peluso breaks down what it means for OC buyers and sellers right now. Est. reading time: 4 minutes Every week I get some version of the same question: “Jaleesa, is this a good time to buy?” […]









